Insurance & Mortgages
Our specialist products for Landlords include....
Landlords' Buildings and Contents
As a landlord it's impossible to predict what tomorrow will bring.
Your property will already have buildings insurance.
It is very unlikely however that your buildings policy will adequately protect your interests while the property is let.
Our Landlords Property Owner's Insurance is specifically designed for landlords and offers -
• Full Cover for the property whilst rented
• Accidental & Malicious Damage by tenants
• Loss of Rental Income until the property is re–let
• Property Owners Liability including liability to the tenant
• Landlords Contents
Rent & Legal Expenses
In the event of rent default by the tenant the legal costs for eviction of the tenant are covered along with the rent itself.
The policies also cover legal costs for events such as Possession of the Property, Deposit Disputes etc. We have various alternative products depending on your requirements and each scheme is tailored to the individual landlords' needs.
Our specialist Tenants Home Contents Insurance
Many tenants discover after a calamitous event that they have not arranged adequate insurance to cover their own contents and the costs of alternative accommodation.
Tenants are also legally liable under our standard tenancy agreement for any accidental damage to the Landlords Contents and will not be covered under a standard Home Contents policy.
No matter how careful tenants are items in the property can be damaged or destroyed through no fault of the tenant (e.g. a fire in, or water escape from, a neighbouring property)
Our Tenants Contents policy is competitively priced and will include Full Accidental Damage to both the Tenants Contents and the Landlords Contents for which they are responsible as well as alternative accommodation and tenants' liability cover.